Tom Martino Damages Oregon Business

In November 2004, talk radio host Tom Martino picked up the phone on his consumer-advice show. Unhappy Washington state resident Melissa Feroglia was calling to complain about a jet ski she had purchased in Boring, Oregon at John and Susan Gardner’s Mount Hood Polaris. Unfortunately for the Gardners, Martino’s show was nationally syndicated.

Feroglia told Martino that her jet ski had broken down again and again. According to Feroglia, John Gardner had first promised to refund her money, but had then said that her ski jet was fixed and there would be no refund. Feroglia concluded her woes by telling Martino that at that point the weather was too cold. She would have to wait until spring to try out her jet ski.

Martino, in the flip and annoying way of many talk show hosts who could not be bothered with the facts, then told Feroglia that Gardner was lying to her. Martino and Martino’s producer continued the saga by telling us of a cycle we are all far too familiar with: Calling the shop, being told to contact the manufacturer, contacting the manufacturer, and being told to call the shop again. We don’t know if their tale was true or not.

We do know that Martino said, “Polaris sucks.” The situation further spiraled out of control as Martino encouraged his listeners to contact Mount Hood Polaris and the manufacturer and tell them that they would never again buy any Polaris products.

John and Susan Gardner sued after their phone lines were flooded and they were threatened. The Gardner’s lawsuit stated that people driving by the store for several weeks shouted insults and the store lost approximately $600,000 in business. A judge dismissed their suit and in April a federal appeals court upheld the dismissal. According to the federal appeals court, this was basically not slander because reasonable talk show listeners do not expect facts on talk shows like Martino’s, just opinions. Without facts, there cannot be slander.

In the eyes of the law, any damage to the Gardners’ business and reputation was due to Martino’s opinion, not to any false fact or facts. Given that this damage could not have been caused by reasonable talk show listeners, the Gardners have no recourse. No law protects businesses from talk show hosts who urge unreasonable talk show listeners to damage the business.

Tom Martino has more critics than just the Gardners. His critics are concerned by the “Troubleshooter Referral List,” a list of businesses that Martino endorses. A business can join Martino’s list by paying a $3,000 fee and agreeing to a code of ethics. This code includes agreeing to let Martino decide disputes with consumers and follow his decisions. Martino also personally endorses business products and services on the air for payment. Critics question Tom Martino’s being a creditable consumer advocate due to the very substantial fees he earns from his endorsements.

Martino apparently enjoys both sides of the street. He appears to profit as an entertainer masquerading as a consumer advocate. He also appears to profit as a businessperson selling endorsements that appear to make him a pseudo consumer advocate. Unfortunately, his audience does not appear to notice that he is a pseudo consumer advocate. He is not the real thing.

Perhaps some day we will have a law that holds talk radio hosts liable for inflaming audiences that can reasonably be expected to cause damage. Until then, businesses savaged by Tom Martino will continue to occur damages, both justified and unjustified. In the final analysis, we have no idea if the Gardners were fine upstanding business people or not. We don’t know anything about their business practices. We can definitely state that it would have required some very bad business practices for $600,000.00 in damages to have been a fair penalty. We can conclude two things from this: We need laws to handle situations like this and we need to watch out for Tom Martino and other talk show hosts like him.

Case Studies And Business Communication

We were frustrated, my colleagues and I, as we wrestled with a new business idea. We thought it was a great idea but we couldn’t effectively describe, in business communication terms, what it would mean to users.

And, out of our discussions came the idea of writing a case study. If you’re not familiar with them, case studies are a staple of business communication. More specifically, they’re histories of specific business initiatives.

They’re like articles, but they put the reader into the shoes of a person making a difficult decision. Other professions also use case studies; you’ve probably heard of medical case studies, for example. Medical students get a set of facts about a patient, and perhaps some background or context, and then must diagnose the patient’s condition or disease.

Business case studies have proven popular at some university business schools (popular with the profs, at least). In some senses, the case study is the next best thing to being involved in a real case. And, an effective business communication tool, as I’ll explain here.

So, why would this be of interest to you? Well, if you have to persuade others to adopt your point of view, or buy your products, or vote for you, then you might find a case study useful.

In fact, you may be doing something like that already. Whenever you tell a story that’s designed to make a certain business communication point, you’re using a form of case study.

During my brief foray into life insurance sales, for example, I learned that emotion sells policies, and not logic. That’s why people in the business have a raft of stories about people who did or did not have protection when they died.

The point being made is that you should life insurance, and that you should have the right kind and the right amount. Now, if you sold life insurance, you would quickly find that no one listens when you explain the logic, but they will listen — and act — if you have your case studies (your anecdotes).

So, having gone through all that, is a case study just a fancy name for an anecdote or story? Yes, to a certain extent it is any tale used in business communication.

But, when you think of a case study, think of it as a more elaborate and more logically constructed story. Typically, a case study describes an organization or manager facing a choice or dilemma of some kind, and the reader gets a number of facts about the options. After that, you, the reader, are challenged to make the decision. Some real-life case studies include a follow-up report, so readers know which real-life decision was made, and how it worked out.

Getting back to the business idea with which we started, my colleagues and I did not proceed, and the case study exposition became a moot point. But, had we gone ahead, the case study likely would have been the cornerstone of our business communication efforts.

Finally, if you’d like to read some case studies, simply go to your favorite search engine and type in this phrase (with or without the quotation marks): “case study examples” or “case studies” .

In summary, case studies are a special type of business communication; they help us understand real-life decisions, and are a useful resource for persuasion and education. Add one or more to your business communication toolbox.

How To Work Your Business Proficient

Are you looking for ways to make your company run more efficiently as well as more profitably?

Having current custom business software is the key to working a successful company. Making sure you have the most recent updates of computer software downloads will mean effectiveness for your company, thus affecting the annual profitability of your company. Keeping up with the technology will help you to stay ahead of the competition by giving instant and accurate results.

Computer software downloads are now presented in many forms, making it possible for company owners to purchase the form of business software they require to keep their business running smoothly and efficiently. One of the main benefits of having access to computer software downloads is that you have instantaneous access to the software program. No more fighting traffic to get to the local store and make the purchase. No more ordering it online and having to wait for the cd or DVD to come in the mail. With computer software downloads, you’ll have your computer software immediately.

Business software applications have evolved as computer software downloads and like the term “download” are used immensely. The online promotion tools available to the business owner will come in various ways such as specialized PDF’s, online videos, affiliate marketing software, email advertising, and there is no end in sight. Taking advantage of the business software applications on the internet can be another giant bonus to the entrepreneur. Whatever market you may be involved with, the amount of computer software downloads that are at your disposal is enormous.

Running a business, at best, is very demanding. It will be every bit as rewarding; however, as it is demanding when you have the right software to steer you along. The great thing about the internet is that it offers software and business works software for almost any platform, whether you happen to be using Windows, Mac or Linux. Downloading and installation of these applications consist of step-by-step instructions that are very simple to follow so your software will immediately be up and running doing whatever task you need it to do.

You can be self-assured that when you choose any of the new business software applications, you are getting a software download that will increase company efficiency. Computer software programs have been around for quite awhile and are backed with genuine guarantees because they are rated as high-quality software. When large businesses are using simple and easy step-by-step business software applications, it would be reason enough to follow their lead.

Because they’ve been around and successfully used, you don’t need to worry about being the first “guinea pig” to try out a new program. You’ll be getting a software program that is not only successful but one that you’ll want to have around for a long time.

Don’t waste another minute that could be spent making a success of your business. With the best business software, profitability is simply within your reach. By getting some of the great new computer software downloads, you can start seeing what type of profit your business is capable of making almost instantly. Regardless of what kind of internet marketing you’re involved in, you’ll discover computer software downloads to meet your needs!

How To Become A Successful Lic Insurance Agent

The job of an Insurance agent also called as insurance sales agent is the most challenging of all. They are a lot in demand now-a-days because of their ability to convince and sell insurance to a vast number of people. If you willing to have a rewarding career in the field, you need to have some basic skills and an ability to talk and think big. As an agent, you will have to interact with families, corporates, individuals, etc. and convince them to purchase policies of their choice. Insurance agents sell various kinds of insurance policies like health, life, casualty, long term care, and disability insurance.
You need to have an excellence in salesmanship and service. Before initiating your career as an insurance agent there are a few qualities that you should possess.
1.Good communication skills: For obvious reasons, Insurance agents are the people who have to have strong communication skills. An agents job is to speak all day, they have to communicate with people from various fields about the different insurance policies. It is obligator for them to communicate in a decent and a fine manner to save time and attract customers.
2.Competitiveness: Competitiveness is a valued characteristic. With the increasing demand for insurance agents, it has become necessary for agents to perform in a competitive manner. You should keep an aggressive and dominant personality on field to be ahead of others. The competitive nature compels insurance agents to work harder.
3.Ambitious: Having a high ambition is a part of every job. The job of an insurance agent is to be all day on field. Being an insurance agent means thinking and talking big. You should hold big dreams and goal in life. This way you will be able to stay in momentum. Ambition is an inner persuader that can make you achieve your goals.
4.Relationship builder: Every insurance agent should have a social element in them. You will have to be genuine enough to build strong relationships with ease. Try to be friendly with everyone you meet, this will help you in build a strong network of clients and will also be helpful in the future. Make your customers feel important and treat them as family.
These are some of the important qualities that every insurance agent should possess to go ahead in his career.

Proper Stockpile Management In Construction Works

A typical component of waste management is the storing or stockpiling of waste materials for recycling or reuse. The Environment Protection Authority (EPA) requires that this action is carried out in the correct manner to ensure the probability of damage to human health and the environment is eliminated or reduced. Storage or stockpiling will have to be taken on exclusively in appropriate circumstances for genuine and favorable purposes.

Stockpile sites are used to enable the short term storage of material or tools for construction or maintenance projects. The kinds of components which may be put away are:

Select substance and fill – like sand and rock
Topsoil, wood chips, mulch and waste vegetation
Virgin Excavated Natural Material (VENM) and spoil
Recycled asphalt pavement (RAP) – rotomilled material
Concrete or asphalt block material taken from pavements
Aggregate and Pre-coated aggregate
Cold mix asphalt
Road base
Parked machinery and vehicles
Construction materials such as Jersey Kerb and traffic signs
General materials such as timber, steel etc.

Stockpile sites are generally not to be used for the storing of any waste which contains coal tar or any sort of waste which is classified as unhealthy, restricted solid, special or liquid waste as classified in the Protection of the Environment Operations Act 1997

Stockpile sound management routines

Just before decision is taken to start a impermanent stockpile on site a risk assessment must be undertaken with the goal of protecting against or reducing the chance of destructive blows on human health and/or the environment. In every case, the site and substance specific conditions must be thought about when deciding on the actual demands pertaining to bunding, on-site structure and community assessment.

With regards to the locality, probable off-site challenges and amount of community interest associated with an action, the proper measure of community consulting may need to be set up both at the preparing and operational periods of stockpiling activities. In such cases, stakeholders including adjacent neighborhoods and nearby citizens ought to be notified on factors including duration, possible threats and impacts and the associated minimization measures. Suitable contact info of business or project managers should also be provided to the community for open correspondence to enable inquiries or complaints to be attended to.

On-site risks would be determined by factors including the:

waste type and chemical and physical qualities of the materials being stockpiled
locale and climate of the site
hydrological and hydrogeological conditions which include closeness to surface and ground waters, water quality and secure environmental values
stretch of time materials are going to be stored
projected management method of the stockpiled materials

Further off-site risks have to be taken into account and rely on factors like:

closeness to and sensitivity of the enveloping atmosphere (including unpleasant effects to water, human health and amenity)
exposure due to height in metres AHD of the working floor level which the stockpile is situated upon and in accordance with the encompassing environment
enactment of proper pollution control standards
supervision of traffic within the site

The following environmental protection actions should be used to ascertain and maintain stockpiles on construction sites:

The border of the stockpile need to be delineated with a bund (made out of earth/RAP etc) or other type of fencing or barrier.
Materials must be stockpiled at the least 5 metres away from foliage or native vegetation, without having it pressed up around the foundation of trees.
Stockpiled materials should not be in excess of 2m tall and should have a maximum 2:1 slope.
Erosion and sedimentation regulators needs to be constructed in between the site and any drainage lines or down-slope areas.
A diversion bund need to be placed on the uphill section of the site to redirect water round the site.
Cover stockpiles with plastic or store them damped down if airborne debris may be a problem.
Stockpiles sites have to be just right to hold all needed components without burying protective precautions just like silt fences. If you have excessive material you may need to widen your site protection actions.
Stockpile sites have to be examined repeatedly to make sure that the site sign (which plainly labels and locates the site), border bunding, sedimentation and erosion controls and boundary delineation are all in order.

At the end of the construction project all non permanent stockpile sites ought to be removed from site and the site restored as essential for contract specs.